Property in Greece from the developer - 0% fee and straight talk on the Golden Visa
An EU country where you can buy property outright. Golden Visa options start at €400,000, or €800,000 in Attica.
Developers share prices on request - we will send the price list the same day. Transfer tax - 3.09% of the price AADE, 19 Oct 2026
- 0% fee - the developer pays us
- Ownership in the EU - full freehold
- Remote purchase through a lawyer by power of attorney
You buy from the developer at the official price. Our fee is paid by the developer.
Local time

Bank of Greece · checked
euro2day · checked
AADE · checked
The market today
Prices
Apartment prices rose 5.7% year on year in Q1 2026; in 2025, they rose 8.1%.
Bank of Greece · checked
Short-term rentals
New short-term rental registrations are frozen in Athens districts 1-3 by law until 31 December 2026; an extension to the end of 2027 has only been announced.
GTP · checked
Projects: Greece
Argus Residence
PLAZA Residences
Piraeus Urban Living
Aurora Residence II
Renti
Project map
Markers show cities and districts; confirm the exact location with the developer.
© OpenStreetMap contributors
Property ownership for foreign buyers
Full ownership (perpetual ownership of the property) is available to foreigners.
Golden Visa
€800,000 - Attica, Thessaloniki, and the islands; €400,000 - other regions; minimum 120 m². €250,000 - only for conversions of non-residential buildings. Short-term rentals of Golden Visa properties are prohibited; the fine is €50,000.
IBA · checked
Proposed 15% tax
A 15% tax (15.45%) from 1 Jul 2027 for non-EU/EEA tax residents who are individuals buying residential property. Consultation ended on 1 Nov 2026; the bill has not been passed.
PwC Greece, 30 Oct 2026, NEWSru, 3 Nov 2026 · checked
Taxes and costs
Transfer tax
3.09% of the property value (for resale property and new-build property while VAT is suspended).
AADE · checked
VAT on property bought from the developer
The 24% VAT is suspended until 31 Dec 2026; a bill proposes extending the suspension until 31 Dec 2027.
PwC Greece · checked
Rental income tax
From 2026: 15% up to €12,000, 25% up to €24,000, 35% up to €36,000, 45% above that.
Greek Ministry of Finance · checked
Full purchase cost
The property price is not the full amount. Here’s what will be added in Greece.
| Property transfer tax - 3.09% | AADE |
| VAT of 24% on property bought from the developer is suspended until 31 December 2026; a draft law would extend the suspension until 31 December 2027 | PwC Greece |
| Notary - 0.8% / 0.7% / 0.65% on a sliding scale, plus VAT | estategreek |
| Possible 15% tax (15.45% effective) for buyers outside the EU/EEA from 1 Jul 2027 - proposed, not yet passed; first-home relief under Article 42 is exempt | PwC Greece, 30 Oct 2026 |
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Annual ownership costs: Annual ENFIA property tax depends on the property's assessed value; we'll confirm the amount for the specific unit.
Risks we take into account
Proposed 15% tax for non-EU buyers from 2027; short-term rentals are prohibited for Golden Visa properties.
Regulatory risk
If the bill passes, purchases by non-EU buyers after 1 Jul 2027 will become more expensive. This could also affect resale liquidity to such buyers.
PwC Greece · checked
Golden Visa properties
The ban on short-term rentals limits income options; the model is long-term rental.
IBA · checked
Who it is and isn't right for
Suitable
- EU residence permit through a Golden Visa
- Long-term rental in Athens
Not suitable
- Short-term rental of a Golden Visa property
- A transaction without timing flexibility before 1 Jul 2027 for non-EU buyers
What we check for each project: Conversion certificate for €250,000 eligibility, minimum area of 120 m², and the status of the proposed bill on the transaction date.
Can a foreigner buy property in Greece
Buying - yes. Foreigners can buy a home in Greece freehold; restrictions apply in border areas. A lawyer acting under a power of attorney obtains your AFM tax number, opens a bank account and signs the contract at a notary.
Golden Visa - the facts. Thresholds: €800,000 in Attica, Thessaloniki and on the islands, €400,000 in other regions. Eligibility depends on citizenship: for example, new Golden Visa applications from Russian citizens have not been accepted since 2022, according to public sources. We check the terms for your passport with a lawyer on the date of the purchase.
Funds. The bank will check the source of funds; we agree the payment route before the reservation.
This is general information, not legal advice. Before the reservation we check the terms for your passport with a lawyer in the country of purchase.
Can you buy remotely?
You can complete a purchase remotely using a power of attorney. Usually, one step still requires you to be there in person: signing it at a notary's office or consulate in your country.
Greece
Yes. A lawyer acting under a power of attorney can obtain a tax number (AFM), open a bank account, sign the contract before a notary, and register the transaction with the Land Registry (GreekProps, ExpatLaw). You must sign the power of attorney in person, either at a Greek consulate or before a notary, with an apostille and a Greek translation.
Important: The bank may also ask the buyer to join a video call when opening the account (GreekProps).
This is general information, not legal advice. Have a lawyer or notary in the country where you are buying confirm the power of attorney form, translation and apostille before you transfer any money.
You transfer the funds for the property to the developer or into an escrow account under the contract - never to an agency.
Questions about buying
Can a foreigner buy property in Greece?
Yes, with full ownership. The property transfer tax is 3.09% of the value (AADE, checked on 19 Oct 2026).
How much do I need for a Golden Visa?
€800,000 in Attica, Thessaloniki, and the islands; €400,000 in other regions, for a property of at least 120 m². The €250,000 threshold applies only to conversions of non-residential buildings (IBA, checked on 19 Oct 2026). Rules can change, so we confirm the requirements with a lawyer on the transaction date.
Can I rent out a Golden Visa property for short stays?
No. This is prohibited, with a €50,000 fine (IBA). These properties are suited to long-term rentals.
Is a 15% tax for foreign buyers really being introduced?
It is a draft bill proposing a 15% tax for tax residents outside the EU/EEA from 1 Jul 2027. It was submitted to Parliament in early November 2026 but has not been passed; including the municipal surcharge the rate is 15.45%, and first-home relief under Article 42 is exempt (PwC Greece, 30 Oct 2026). We are monitoring it and factor it into our calculations.
Is there VAT on property bought from the developer?
VAT of 24% is suspended until 31 December 2026; a draft law would extend the suspension until 31 December 2027 (PwC Greece).
Articles: Greece
Greece: 15% tax for non-EU buyers - what we know as of November 2026
A bill proposing a 15% tax was submitted to Parliament in early November 2026, but has not yet been passed. If adopted in its current form, the property transfer tax for tax residents of countries outside the EU and EEA will rise from 3% to 15% (from 3.09% to 15.45% including the municipal surcharge) for final contracts signed from 1 July 2027.
Greece: Golden Visa - thresholds by area and what has changed
Since 1 September 2024, the minimum investment for a Golden Visa through real estate is €800 000 in Attica, Thessaloniki, Mykonos, Santorini and the major islands, and €400 000 elsewhere. The investment must be in a single property of at least 120 m², and short-term rentals are prohibited.
We'll find a project in Athens or the Riviera
We'll factor in whether you need a Golden Visa, plan to rent long-term, and how tax changes for buyers from outside the EU may affect you. We will send 5-7 checked projects with prices and a cost breakdown within one business day.
Who you will talk to
One consultant guides you from the first question to the keys. We speak English.